Proudly Serving VA Loans Throughout Pennsylvania and Delaware
If you’re looking for VA lenders in Lancaster County, or any part of PA or DE, you’ve found the right one here at Fairway Independent Mortgage. We have great gratitude and respect for the veterans who have fought for our country and are committed to serving those who have served us.
We offer specialized mortgage and loan options designed to meet the unique needs of veterans, providing them with the support and financial flexibility they deserve.
You earned your benefits through service and sacrifice, and it’s our honor to help you use them to achieve your homeownership dreams. Our team will guide you through the process, answer any questions, and provide unparalleled service every step of the way.
We’re committed to serving our military, and we understand the many resources available to veterans, those on active duty, and their families. Other lenders don’t necessarily know how to utilize these resources. We have Military Mortgage Specialists on staff who are trained in maximizing the benefits of your options and making sure you’re protected.
We take great pride in providing direct, personalized service and support to our veteran customers without the added fees and complications of third-party involvement. This also allows us to have a more hands-on approach and ensure that each veteran receives the best possible loan options and benefits available to them.
Understanding that the path to homeownership can be complex for veterans and active military personnel, we tailor our processes to simplify and guide them through every phase.
The Veterans Administration guarantees VA loans, but only for those eligible.
The Department of Veterans Affairs lays out the criteria for qualifying, including the minimum active-duty service requirements. Some of these include:
Even if you were discharged, you could still qualify for a Certificate of Eligibility (COE) if certain criteria are met, such as a reduction in force or specific medical conditions.
There are parameters in place for when you can and can’t use a VA loan. You can use one for circumstances such as:
Alternatively, you aren’t permitted to use a VA loan for situations like:
By understanding the intended use and restrictions of VA loans, our clients can better plan their home-buying journeys.
It’s also worth mentioning that VA loans require additional inspections during the home-buying process. Homes must pass this inspection. This is to ensure that the homes veterans and active military personnel are investing in meet certain conditions for safety, sanitation, and structural integrity.
Also, extreme fixer-uppers aren’t allowed. Properties requiring significant repairs or improvements will be excluded so veterans and their families move into homes that are safe, secure, and a sound investment.
There are many benefits to acquiring a VA loan, some of which include:
Our commitment to our service members goes a few steps further than getting them a good rate or a good deal on a loan.
The American Warrior Initiative (AWI) is FAIRWAY's effort, working with non-profits like
The Boot Campaign to sponsor mortgage-free homes, service dogs, VA Homeless Centers, or other needs. Every dollar donated to the AWI goes towards a veteran in need.
When you purchase a home, it should be an exciting endeavor, and we do everything possible to make sure it is. By offering these tailored VA home loans, we strive to give back to our veterans, helping them secure homes where they can build a peaceful and comfortable life after their commendable service.
You can feel confident when you work with our group of experts here at Fairway Independent Mortgage, your VA lenders in Lancaster County.
Contact us today for more information!
Branch NMLS: 2289
Licensed by the State of PA
Equal Housing Lender
Not everyone will qualify to buy a home. Mortgage interest rates, loan programs, credit standards and guidelines change frequently. Call us for more information and to discuss your plans in more detail: 717-431-9299.
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