A mortgage is a big decision. Your home financing should be handled by a mortgage lender who recognizes the whole picture and creates your Mortgage Analysis Plan built around your goals. What is the difference between a Mortgage Broker and a Mortgage Banker? There is a long answer and a short answer. A Mortgage Banker like FAIRWAY Independent Mortgage Corp., being able to process and underwrite your loan, will be able to get your loan done in a timely manner. We're so confident of that, we even have a closing guarantee.